How To Use Luhn Algorithm To Find If A Credit Card Is Fake?

Did you know that you can easily tell whether a credit card/debit card number is correct or not by doing some quick calculations? While it’s highly unlikely that you will find yourself in a situation where you have to manually verify the authenticity of a card, nonetheless it is an interesting trick to know. The … Read more

How To Get Free Credit Report From CIBIL and Other Credit Agencies?

We all are aware of the importance of getting a periodic health checkup. It is as important to do a periodic checkup of your credit health. But, most of us realize the importance of a credit score when we are in need of a loan. I have seen people come to the bank to apply … Read more

How To Fix Issues In Your CIBIL Report To Avoid Loan Rejection?

In my previous blog post ‘how to improve your CIBIL score‘, we discussed the factors that influence a credit score and how one can maintain a healthy credit score. But there could be instances when the credit score is already damaged due to incorrect information with CIBIL. Or, the Credit Score is fine but some … Read more

How To Improve Your Credit Score or CIBIL Score?

Did your credit card or loan application got rejected by a bank? It could be because of a low credit score. This post will help you understand how your credit score gets impacted and what can you do to improve it. But first, let’s understand what a Credit Score is. Your Credit Score is an … Read more

CRED: An App That Rewards You For Paying Credit Card Bills

If you use a credit card, this post is for you! Kunal Shah, the founder of Freecharge which was acquired by Snapdeal in 2015 for $400 million, launched a new startup sometime back, called ‘CRED’, with a vision to “celebrate and reward the most creditworthy people of India”. Ok, you got me interested! Tell me … Read more