How To Find PF Balance Online And Offline?

If you have recently started working and have received your first paycheck, you would have noticed a deduction under the head Provident Fund. It is a fund run by the Government of India to which both the employee and the employer contribute 12% of the monthly basic salary of the employee each month. While the … Read more

How To Use Luhn Algorithm To Find If A Credit Card Is Fake?

Did you know that you can easily tell whether a credit card/debit card number is correct or not by doing some quick calculations? While it’s highly unlikely that you will find yourself in a situation where you have to manually verify the authenticity of a card, nonetheless it is an interesting trick to know. The … Read more

How To Get Free Credit Report From CIBIL and Other Credit Agencies?

We all are aware of the importance of getting a periodic health checkup. It is as important to do a periodic checkup of your credit health. But, most of us realize the importance of a credit score when we are in need of a loan. I have seen people come to the bank to apply … Read more

How To Fix Issues In Your CIBIL Report To Avoid Loan Rejection?

In my previous blog post ‘how to improve your CIBIL score‘, we discussed the factors that influence a credit score and how one can maintain a healthy credit score. But there could be instances when the credit score is already damaged due to incorrect information with CIBIL. Or, the Credit Score is fine but some … Read more

How To Improve Your Credit Score or CIBIL Score?

Did your credit card or loan application got rejected by a bank? It could be because of a low credit score. This post will help you understand how your credit score gets impacted and what can you do to improve it. But first, let’s understand what a Credit Score is. Your Credit Score is an … Read more